Home Editorials Banks in Ghana that Accept PayPal in 2023/2024: A Guide to Secure...

Banks in Ghana that Accept PayPal in 2023/2024: A Guide to Secure PayPal Transactions

Banks in Ghana that Accept PayPal
Banks in Ghana that Accept PayPal

PayPal, a widely popular, fast, and secure platform for sending, receiving money, and making online payments, has gained immense popularity among Ghanaians.

Despite not being officially accepted in Ghana, its usage in the country is on the rise, driven by the growing interest in online activities and eCommerce. Many online merchants offer PayPal as a payment option, prompting individuals to seek ways to register and enjoy the convenience it offers.

In this article, we will discuss the banks in Ghana that accept PayPal and guide you on how to secure your PayPal account in Ghana for easy and secure transactions.

Banks in Ghana That Accept PayPal 2023/2024

To enjoy hassle-free PayPal transactions in Ghana, whether it’s for withdrawals or deposits, it’s essential to have a credit, prepaid, debit, or Mastercard linked to your PayPal account. Not all banks in Ghana support PayPal, so we’ve compiled a list of banks that do.

United Bank for Africa (UBA)

In Ghana, UBA is a preferred choice for PayPal users due to the convenience it offers for sending and withdrawing money.

The UBA Africard, a prepaid card, works seamlessly with PayPal. The advantage is that you don’t necessarily need a bank account at UBA to obtain this card, and it’s provided instantly.

Additionally, you can link your UBA account to PayPal via your UBA MasterCard, ensuring smooth transactions.

How to get a UBA Africard or a bank account:

  • Visit any UBA branch near you.
  • Speak to a Customer Service representative about obtaining an Africard or opening a bank account.
  • Bring two passport-sized photos and a valid National ID for a smooth application process.
  • Fill out the required form, pay the associated fee for your Africard, and receive it instantly.

Access Bank

To link your Access Bank account to PayPal, you’ll need to open a savings or current bank account at any Access Bank branch near you.

After creating your account, apply for a debit card or prepaid card, which is sometimes issued instantly. This card can then be successfully linked to your PayPal account.

First Atlantic Bank

First Atlantic Bank allows you to obtain a Visa prepaid card for PayPal transactions without requiring you to open an account with them.

Simply visit your nearest Stanbic Bank branch to acquire a prepaid card designed for PayPal transactions.

These are the banks in Ghana known for accepting and assisting customers with PayPal activities in the country.

How to Link Your Bank Card to Your PayPal Account

To link your bank card to your PayPal account, follow these steps:

  1. Log in to your PayPal account.
  2. Click on the gear icon at the top right corner.
  3. Select “Account Settings.”
  4. Click on “Money, Banks, and Cards.”
  5. Choose “Link a New Card.”
  6. Enter your credit card number.
  7. Fill in the required card details.
  8. Click “Link Card.”

Your card should successfully link if it’s from one of the accepted banks. Ensure you have at least $1 to $3 in your account or card before attempting to link it.


Which banks does PayPal accept?

PayPal doesn’t specifically “accept” or partner with banks. However, PayPal users can link their PayPal accounts to various banks for withdrawal and deposit purposes. In Ghana, some banks that are known to work well with PayPal include United Bank for Africa (UBA), Access Bank, and First Atlantic Bank. To enable PayPal transactions with these banks, you can obtain a card (credit, prepaid, debit, or Mastercard) from them and link it to your PayPal account.

Is PayPal available in Ghana in 2023?

PayPal is not officially available in Ghana in 2023. However, Ghanaians can still create verified PayPal accounts and use them for online transactions. To do this, they typically register their PayPal accounts using countries like Lesotho, which are not on PayPal’s blacklist. By following the right steps, Ghanaians can successfully use PayPal despite the absence of official support.

How do I withdraw money from PayPal in Ghana?

To withdraw money from your PayPal account in Ghana, you’ll need to link your PayPal account to a card from a bank that supports PayPal transactions, such as UBA, Access Bank, or First Atlantic Bank. Once your card is linked, you can withdraw funds by following these steps:

  1. Log in to your PayPal account.
  2. Click on “Wallet” or “Balance.”
  3. Select “Withdraw funds.”
  4. Choose your linked card as the withdrawal method.
  5. Enter the amount you want to withdraw and confirm the transaction.

Please note that there may be fees associated with withdrawing money from your PayPal account to a Ghanaian bank.

Can you use PayPal in Ghana?

Yes, you can use PayPal in Ghana. While it’s not officially supported in the country, Ghanaians have found ways to create verified PayPal accounts and conduct online transactions. This typically involves using a country like Lesotho for registration due to the absence of official support in Ghana. By linking your PayPal account to a card from a bank that supports PayPal transactions, you can send and receive funds, make online payments, and enjoy the benefits of PayPal in Ghana.


With this guide, you’re now well-informed about the banks that accept PayPal in Ghana in 2023. You know how to obtain the card from these banks and how to link it to your PayPal account. By following these steps, you can securely enjoy the benefits of PayPal for your online transactions in Ghana.

Previous article2023 NovDec Timetable Final – Download Here
Next articleHow To Create A Verified Paypal Account in Ghana For Free


Please enter your comment!
Please enter your name here

This site uses Akismet to reduce spam. Learn how your comment data is processed.